someone I know reported a car stolen , but disposed of it himself to collect the insurance money?
Jan 1st, 2010 by AutoInsGuy
asked:
Is there a statue of limitations on insurance fraud in New Jersey?
Lawrence
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Ummm… I believe it’s actually a federal crime.
But the if you tell the insurance company then they can do the rest and all of the research themselves… which is why you just tell the insurance company and give them some sort of evidence.
Don’t be a rat, insurance companies steal thousands of dollars from people every day. Think of stealing from them as a form of social protest.
That’s a felony and that is insurance fraud witch is a Federal crime there is no state to state juristic-ion.
I don’t know how long it might be, but jerks like that are why my insurance and yours are higher.Please, report this!
Generally speaking, given that you have knowledge of this, you are legally obligated to report it, the sooner, the better.
And by “reporting it,” I mean to the police, preferably his town’s department. Let him explain to the judge his reasoning.
Off the top of my head, I don’t know what the statute of limitations is for insurance fraud in New Jersey.
Consider what may happen once the insurance company finds out. In addition to contacting the police to apprehend him, the cops could also go after YOU because you (a) knew about it, and (b) failed to report it, making you criminally liable in some indirect manner.
The fact that you’re asking here suggests it’s eating at you. The sooner you report him, the sooner your conscience will be clear.
You can call the Department of Insurance in your state and report it. You do not have to give your name. But insurance fraud is a crime and that is why insurance costs so much.
Do the right thing and report it.
New Jersey does not have a statute of limitations. Also, concerning some of the other answers, insurance fraud is only a federal crime if the vehicle is taken across a state border. Even then it is iffy whether the feds would get involved.
Dawn, For car insurance the quickest way to get a low quote is do a auto policy comparison. If you choose the same coverage amounts, you can get an fast quote to compare against others. Use the same zip code, car make/model, mileage and driving history to make sure you get accurate comparison. To get mulitple auto quotes, go to and you can compare the major auto insurance companies.