Comments on: Auto accident, injury claims question hit/run UMC? http://newjerseyautoinsuranceblog.com/64/auto-accident-injury-claims-question-hitrun-umc/ Get the lowest possible quotes for New Jersey Auto Insurance! Sun, 30 May 2010 20:55:24 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Rica 82 http://newjerseyautoinsuranceblog.com/64/auto-accident-injury-claims-question-hitrun-umc/comment-page-1/#comment-212 Rica 82 Mon, 24 May 2010 06:54:36 +0000 http://newjerseyautoinsuranceblog.com/64/auto-accident-injury-claims-question-hitrun-umc/#comment-212 You might just have to unplug the battery so the check engine light comes off. Sometimes you need to do that to turn it off. You should have left your car at the body shop until it was fixed completely. Insurance companies have to pay for storage everyday when a car is sitting in someone's lot. But being that you drove your car from NJ to VA, chances are, no matter how hard you try your car isn't going to get fixed at this point. You could try to get an estimate done and submit by fax & regular mail to your insurance company and see if they'll pay it or reimburse you for it. Most of the time, attorneys do the property damage part as a courtesy to the client; our office does. You are suing your insurance company under the uninsured motorist part of your policy. Everybody has it. If you look on your declaration page from your insurance (the packet they send you every time your insurance renew), there's a page that says your policy limits. So if you want to know the most you could possibly get when you sue them, look under the uninsured/underinsured motorist section. It should say an amount like [$100,000/$300,000.00 (per person/per accident)], those are your benefits. But that has nothing to do with the part that is paying your medical bills. Your attorney sounds like my old boss, lol. You might just have to unplug the battery so the check engine light comes off. Sometimes you need to do that to turn it off.

You should have left your car at the body shop until it was fixed completely. Insurance companies have to pay for storage everyday when a car is sitting in someone’s lot. But being that you drove your car from NJ to VA, chances are, no matter how hard you try your car isn’t going to get fixed at this point. You could try to get an estimate done and submit by fax & regular mail to your insurance company and see if they’ll pay it or reimburse you for it.

Most of the time, attorneys do the property damage part as a courtesy to the client; our office does.

You are suing your insurance company under the uninsured motorist part of your policy. Everybody has it. If you look on your declaration page from your insurance (the packet they send you every time your insurance renew), there’s a page that says your policy limits. So if you want to know the most you could possibly get when you sue them, look under the uninsured/underinsured motorist section. It should say an amount like [$100,000/$300,000.00 (per person/per accident)], those are your benefits. But that has nothing to do with the part that is paying your medical bills.

Your attorney sounds like my old boss, lol.

]]> By: sydkan http://newjerseyautoinsuranceblog.com/64/auto-accident-injury-claims-question-hitrun-umc/comment-page-1/#comment-211 sydkan Sat, 22 May 2010 13:57:57 +0000 http://newjerseyautoinsuranceblog.com/64/auto-accident-injury-claims-question-hitrun-umc/#comment-211 you didn't say if you went to a shop that your insurance company recommended. These are normally preferred shops that the insurance company would then guarantee. It is not uncommon for damages to be missed by an adjuster. When an estimate is done they are writing a visual inspection. It is not an all inclusive estimate. Note the word estimate. Now once the repair process is going on it is the responsibility of the repair facility to notify the insurance company of a supplement. Are these damages on the estimate or the supplement? if so then it sounds like the shop did not do the repairs properly. If they didn't and this is a shop that you chose, NOT a preferred shop then this could end up being a problem between you and the shop. If this is a case where the appraiser missed these items then they will inspect and you can place the vehicle back in the shop for the repairs to be completed. If this was a preferred shop by the insurance company and repairs were not completed properly the insurance company should guarantee that work and get you to another preferred shop in your new location for the repairs to be completed. Most attorneys will not bother with damages to the vehicle but maybe they will as a courtesy. But you for sure see which of the scenarios above fits your situation and follow accordingly. I hope this helps!!! you didn’t say if you went to a shop that your insurance company recommended. These are normally preferred shops that the insurance company would then guarantee.

It is not uncommon for damages to be missed by an adjuster. When an estimate is done they are writing a visual inspection. It is not an all inclusive estimate. Note the word estimate. Now once the repair process is going on it is the responsibility of the repair facility to notify the insurance company of a supplement. Are these damages on the estimate or the supplement? if so then it sounds like the shop did not do the repairs properly. If they didn’t and this is a shop that you chose, NOT a preferred shop then this could end up being a problem between you and the shop. If this is a case where the appraiser missed these items then they will inspect and you can place the vehicle back in the shop for the repairs to be completed. If this was a preferred shop by the insurance company and repairs were not completed properly the insurance company should guarantee that work and get you to another preferred shop in your new location for the repairs to be completed.

Most attorneys will not bother with damages to the vehicle but maybe they will as a courtesy. But you for sure see which of the scenarios above fits your situation and follow accordingly.

I hope this helps!!!

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