Comments on: I am a teen driver without insurance, can I still drive?

By: Meg J

Meg J — Sat, 29 May 2010 15:09:43 +0000

you should try out this site, , they found me the cheapest quotes from all the possible insurance companies in the area.

By: Eczekiel g

Eczekiel g — Fri, 28 May 2010 03:24:43 +0000

you should go to and if you enter your information into the form, they’ll give you a quote from different companies and you can compare the different prices for different services. it saves you a looooot of time. i ended up saving about 250 dollars a year.

By: Kizzy

Kizzy — Mon, 24 May 2010 20:08:08 +0000

You can drive their vehicle, with their permission..yet their auto policy has a clause that states all persons living their household must be added to the policy or excluded.

By: Tom S

Tom S — Sat, 22 May 2010 19:56:56 +0000

You would need to know the specific terms of your parent’s insurance, it may well cover you, or your name can be added, this will send their premiums up a lot though. My folks never went for that, I had to get my own.

Call the insurance company, and ask them, they will know better than anyone.

By: Tyson

Tyson — Wed, 19 May 2010 15:52:53 +0000

A couple of people have told you correctly- insurance follows the car, not the person. As long as the car you are driving is insured AND you have permission from the owner to drive then you have no problems. The car has to be insured. Your parents should list you as a driver though.

By: Petey

Petey — Tue, 18 May 2010 00:16:36 +0000

I am not COMPLETELY sure about state laws but in general no you cannot drive the car, if you get into an accident you have no idea how bad it will be without insurace, plus legally you’re not allowed either, I say wait till you have your insurance, and ask a friend to drive you around or a parent or a sibling, just until you get your insurance. Regardless, no matter how cool it might be to drive it’s not worth having your parents liable to damages and injuries because you’re a minor plus wrecking your car or someone elses car in a crash

Legally and morally its no, regardless of state you should know that. You can get hurt and so can the person in another car you might hit, which means you’ll get no money for damages or medical bills, you can possibly get sued, and plus you’ll have to deal with your flabbergasted and probably highley annoyed parents who have to deal with ANY SINGLE MISTAKE YOU MAKE UNTIL YOU TURN 18 OR GET INSURANCE. So buddy its not like even you can take the blame, you put you, your car, and your parents at risk. Just wait, it’s not worth it

**TIP** accident or not if a cop pulls you over and finds out you don’t have insurance you will get in big trouble too, because it’s not only accidents that will reveal your lack of insurance.

By: daddylonglegs2003

daddylonglegs2003 — Fri, 14 May 2010 19:13:07 +0000

You don’t insure a person, you insure the car. You’re parents have insurance on the car so if you get in a crash it is covered. It’s possible your parents could get dropped or face some serious premium increases since they failed to list you as a driver but it will be covered through the car’s insurance.

You’re parents need to list you as a driver on the car’s insurance.

By: CJ

CJ — Tue, 11 May 2010 20:56:34 +0000

If you drive their car you need to be on their insurance policy. You can drive a car with no insurance, just don’t get caught or better yet don’t get into a wreck, don’t even get pulled over for that matter. Just get the damn insurance first before you drive, that would cure everything. Don’t be so impatient.

By: BMWSGOD

BMWSGOD — Sat, 08 May 2010 09:40:47 +0000

Little known fact insurance first goes with the car on the policy, you can drive Mommy’s car. So if you crash your mommy and Daddy’s insurance will pay. Mom and Dad will have to fight them on this but the ins. company must pay in the end. To avoid a huge conflict with your parents ins. company just hold on the road will still be there when you get your ins…

By: John S

John S — Thu, 06 May 2010 10:38:38 +0000

You can drive if you are covered under your parents insurance, but if not, you will have to get your own insurance before you get behind the wheel. It is illegal to drive without insurance.